March 27, 2025
AgencyWhat Happens if Your Auto Insurance Lapses? Consequences and Next Steps
When your auto insurance lapses, you are no longer covered by your policy, which can lead to several immediate and long-term consequences. One of the most immediate impacts is the legal risk. Driving without insurance is illegal in most states, including California, and can result in fines, license suspension and vehicle impoundment. These legal penalties […]
February 25, 2025
AgencyWho Needs Earthquake Insurance?
Earthquakes are among the world’s most devastating and costly natural disasters. For homeowners in the United States, these seismic events inflict millions of dollars in damage every year. Furthermore, earthquakes often occur without warning; the ground begins to shake, and within minutes, your home could be leveled and your life turned upside down. This inherent […]
December 20, 2024
AgencyHome Insurance Tips for Holiday Travelers
The holiday season is a time for joy and celebration, but it also brings unique challenges for homeowners planning to travel. Leaving your home unattended can increase the risk of theft, water damage and other unforeseen incidents. To ensure your peace of mind while you’re away, it’s crucial to take proactive steps to protect your […]
November 20, 2024
AgencyTips for Cracked Windshield Prevention and Repair
A cracked windshield can be more than just an inconvenience; it can compromise your safety and lead to costly repairs. By taking proactive measures, you can minimize the risk of cracks and handle repairs effectively when they do occur. At Farrell Insurance Agency, we’re proud to offer guidance on automobile-related safety, as well as ideal […]
August 22, 2024
AgencyThe Benefits of Bundling All Policies
Managing multiple insurance policies can be challenging. From home and auto to life and health insurance, keeping track of different providers, premiums and renewal dates takes time. Fortunately, bundling all your policies with a single provider can offer significant advantages. What Does Bundling Insurance Mean? Insurance bundling refers to purchasing multiple insurance policies from the […]
July 17, 2024
AgencyAppropriate Insurance Coverage for High-Value Homes
In today’s world, owning a high-value home requires residents to be diligent and vigilant in managing risks. These properties may be impressive and luxurious, but they also represent a significant financial investment, often requiring specialized protection. This financial security may come in the form of high-value home insurance, a specialized coverage generally designed to meet […]
March 25, 2024
AgencyWhy Are Insurance Companies Nonrenewing Homeowners Insurance Policies?
As homeowners navigate through 2024, an unsettling trend has emerged in homeowners insurance: an increasing number of policy nonrenewals. Homeowners across the country are finding themselves at a crossroads, facing uncertainty about the future of their coverage. Why Coverage May Not Be Renewed Understanding the reasons behind this trend and taking proactive steps can help […]
October 3, 2023
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]